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汽车保险也要过户吗?附:车险处理方法

日期：2019年12月11日 类型：注意事项 作者：小桥流水
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内容摘要：随着小伙伴们的生活水平不断的提高，汽车是小伙伴们出行的至关至关重要出行工具了，时常使用中，就会有各种各样的疑问，常常就有小伙伴问到小编车子过户保险也必须过户吗？那么下面小编就给小伙伴们来简单介绍一下。

随着小伙伴们的生活水平不断的提高，汽车是小伙伴们出行的至关至关重要出行工具了，时常使用中，就会有各种各样的疑问，常常就有小伙伴问到小编车子过户保险也必须过户吗？那么下面小编就给小伙伴们来简单介绍一下。


车子过户保险也是要过户。由于大多数状况下，过户的时候会保留交强险，商业险基本都会退保。

机动汽车保险条款中规定，在保险有效果期内，保险汽车转卖、转让、赠送他人或变更用途，被保险人应该书面通知保险公司并申请办理批改，否则保险公司有权拒绝赔偿。


车子过户，关于车险的处理，可以包括以下几种状况：

1、车险到期。这种状况下，小伙伴重新投保即可，就不有车险过户这一说法了。

2、申请车险信息的更改。即更改保险合同投保人、被保险人与驾驶证小伙伴及过户后的汽车车牌号。所要的材料有，原小伙伴保单发票及标志正本、汽车过户交易发票、产权登记证或驾驶证、交易双方的身份证。交易时，双方带齐上述资料到原保险公司办理即可。在保险公司办理保险过户是免费的。


3、终止以前的车险合同，重新购买保险。这要原小伙伴带齐保单发票正本、身份证在原保险公司做好退保，保险公司会将还剩保费做相应退还。然后，新小伙伴就可以携带新的驾驶证、汽车过户交易发票、身份证等资料到保险公司重新购买车险了。

有二手车过户、外转提档、摩托车开票、二手新能源汽车开票需求的朋友可以拨打华瑞源过户咨询热线：0531-87176666  或  0531-87176777，提前电话预约，现场不用排队，1小时就可以完成过户流程。了解更多过户最新动态：请点击华瑞源车管所服务站。

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